Apologies if this is redundant, but I've got an owner with whom I may be able to structure something similar to this with.

I apologize for not communicating better on the front end. 

Hello Everyone,Apologies if I am posting this in the wrong area of the forum.I am trying to find out what rates and terms lenders are offering on fixed rate rental properties (non-owner occupied) in your area.Mostly, my local credit unions are not willing to take the interest rate risk and are offering mostly ARMs out to 5 or 7 years with 20 or 25 yr amort periods.  

The outside is part of the property if they are renting the entire house, garage, and have full use of yard and the premises.The appointment you made gave you some opportunity to notify tenant you would be at the property, so I personally feel you could apologize for the inconvenience you caused and that you will make every effort to notify in the future. 

This is my first post so I apologize in advance because I am going to thorough in hopes of some helpful advice.I bought my first home (condo) at an auction in 2009.

Sounds like you are just beginning your real estate adventures - otherwise, I apologize for some basic points.  

Example when you have to spend a Sat. cleaning out the neighbors basement from a ton of dust that was created when we demo our rowhouse and giving them a bottle of wine as an apology. 

I apologize if this is a dumb question but I can’t seem to grasp how I can take advantage of the HELOC for my home.

You don't need to be mean about it but you don't need to apologize or appease them with offers of cash or other incentives.

It has gotten to the point where the police are apologizing to my tenants every time they are called out, but they have to respond regardless.