And the house I bought in foreclosure is closer to 100 years old.

Now that we are getting closer to a deal and they know I a a serious buyer with proof of funds I have lowered my EM.

Coder would be closer to what I really do than physicist, but I do have a degree in physics.

So it’s like cutting grass you will cut the top layer off and the rest will grow roots with you.Thomas

AFAIC, it's still way high, but getting closer.

Just calculate the sq. footage of grass area for your sod estimate and add in some flowers, plants and trees to color it up.

I know a few people have been looking into it and then have decided that staying closer to home makes managing investments easier .Phew, need a break now after all these facts!

It gives you a closer shave than shaving cream.

Willingtolearn,I know the more detailed ways to get to comps that will be used closer to the time when I'm actually considering making an option.

You are the buyer so the lender could care less what you say about a BPO.The BPO was performed by a third party who was paid a fee for doing a non-biased order.This is why with REO's you will have the listing broker in pre-list do a BPO and they will order and third party one as well.In short sales they will order a 3rd party BPO.If FHA short sale they will get an appraisal.Investors always look for minor stuff like carpet and paint.SO ARE regular home buyers who will pay much closer to asking than usually and investor will.So just watch this property but it might go to a regular buyer before it gets even close to being reduced to your price.Better values are in properties needing a lot of work in good areas that turn off regular home buyers.