True, and it did occur to me that 5.19% doesn't compare favorably to the long-run average of the stock market.

I don't know if using most of the equity in your personal residence during these times, but it is still a viable option if PML and HML don't work out in your favor.

You don't want a S Corp tax status or the spouse an employee since it "converts" the more tax favorable passive income to active income.If you want, direct message and we can arrange a time to chat if you think it will help.Good luck.

Do yourself a favor, put all this on paper and put your date on when all this will happen in big bold print and post it right at your front door for the rest of 2020.

Theoretically if we had 10 properties all cashflow positive a couple hundred bucks a month, but all at an LTV of 75-80% would most lenders look favorably or dis favorably on our debt? 

Overall, the supply-demand fundamentals in most markets are still favorable.

The market here is very favorable for both investment and owner occupant properties. 

@Juvencio Garcia Do yourself a favor and vet the lender thoroughly.

This is all so easy, you just need to be "honest" (I believe that's the favored term).You only need a cheesy sign or some sort of ma-and-pa letter targeted those that are not real knowledgable and vulnerable to accepting offers at 20% below FMV.Plus even though you're arranging the sale of real estate in expectation of a fee, you don't need no stinkin' RE license!!!!

Just don't go there.In general, this is not a favorable strategy or an appropriate use of IRA funds.