A lot also has to do with the size  and growth of the bank.

I look for areas with increasing population, more than one stable employment base, look at the census demographics and see if who lives there fits with who you want to be landlord to...also, things like "best place to live, best place to retire, best ...." are a good start.  

What kind of investing strategy are you looking to employ?

This year, for the first time, my wife is self-employed.  

Technically if you have a decent sized upstairs you can turn your basement into one with a small amount of plumbing and electrical work.  

I recently inherited a house worth about 100K; I'll have it rented soon.I'm self employed with good credit but a low net income.Would HMLs be likely to give me a line of credit on the property up to about 75K for doing small fix and flips?

I'm going to try to contact the owner at their place of employment.

I am 44 years old and a self employed computer consultant.

age, location, size, and cost of replacement are all major factors for insurance, unfortuantely your purchase price doesn't matter too much!

If I can make the lot rent and the monthly cost of the home close to what people pay for a similarly sized rental then its an attractive deal for many.