Rich - it was meant as a general comment, not directed at you specifically. 

Tell her that use of the storage room will be removed from her lease unless that person stops using it as a bedroom as it is not meant for people to live in. 

I though I read a post here from Brandon Hall about a “grouping election” (with other rental properties) where suspended passive losses can be used to offset passive rental income… or something along those lines.

Was the sale price meant to be 1.29M?

After Covid hit, our market had an inventory shortage for affordable housing, so when the market went way up, we elected to sell it.

I know that the FHA loan is not meant for investors but i think as long as you follow the requirements (living there for 1 year) then you will be fine. sorry if this doesn’t answer your question.

All I meant was sleeping in your car or at a friends house would be considered occupancy fraud. 

What I meant is, what advantages or disadvantages are there (other than the obvious) in selling on the MLS versus selling to a private party in this hot market? 

I meant use the HELOC for the downpayment on a traditional fixed rate loan and refinance out of that amount if you are not comfortable paying a variable rate. 

I know I cannot restore the VA entitlement through refi, unless I elect the one-time entitlement restoration.