Given the current statement of market, interest rate, good turnkey providers , house prices etc…, would you choose memphis or alabama market to invest in real estate.

So yes, more expensive homes with lower rates can be different than cheaper homes in higher areas but then actual principal, interest, and insurance will likely do the off-setting. 

I'm thinking about starting at 870k with 10% down and an interest rate of 5% with a 20 year term.

At current rates probably 30% down to get to a 1.2 DSCR.As an OOS investor, you have a huge disadvantage compared to local investors and you are cost burdened by paying a PM.

I feel sorry for all of the over leveraged folks when interest rates shot up like they did last year.

It might state you are applying at ABC Bank for an 80% LTV loan with up to an 8% interest rate with a loan of $XXX,XXXSo, if you don't qualify for that loan, or you cannot get the interest rate stated, or maybe the appraisal is too low to an 80% LTV loan for that amount then you can break the deal because you can't get the financing you anticipated but instead you are CHOOSING (based on advice of the loan person) to switch lenders.

The cookie-cutter projects in Tulum have had lower occupancy rates due to various factors.

I have the highest success rate at getting my client's issue resolved over the phone whenever I call them.

It would be better to try to connect with someone in the REIG that can walk you through some of their properties . . . even if it costs you a nice dinner it will be a cheap lesson.

According to BiggerPockets, they rated Fayetteville as one of the top 10 cashflow markets.