He also emailed me a list of unpublicized fees that I would be responsible for near closing time on top of the 25% down payment such as: Loan Fees Application Fee: $350.00 (due at time of application) Processing: $498.00 Underwriting: $195.00 Appraisal: $350.00 Flood Certification: $11.50 Credit Report: $27.50 Tax Service: $57.00 Rehab Fee: $500.00 Total Fees: $1,989 That would have been a $2,000 headache if I would have found out about these fees on the day of closing....

If you use a licensed and insured contractor, they don't have to be "203k" certified, as FHA doesn't have a contractor certification.

On this one I knew I would have to obtain/record the death certificate of the spouse, a certificate of continuous marriage affidavit and an affidavit of no estate tax due from the seller, due to the results of a title search/commitment done Before the purchase.

Any loan that fits into the FNMA or FHLMC guidelines is driven by an automated underwriting certificate.

You may want to research and see if you can by the tax certificates on the property.Be very careful with these types of deal.Good luck

The owner occupied certification you have to sign when buying a HUD home asks you if you intend this to be your primary residence.

Basically, you follow instructions on the New Jersey government website, pay the $125 and you get some type of certificate.

He works with another agent who has CCIM certification.

Folks do get an RE sales License and start broker commercial props then "upgrade" to CCIM certification to look good.

Hi @Angie B.Based on the fact that the company that owns the tax lien certificate is the owner of the property indicates that the property itself reverted to them at a tax deed sale.