The last one I went to they had a card with every type of investor: contractor, rentals, wholesaler, agent etc; and we had to go around and try and talk to one of each and get them to sign off on the card then they put the cards that were completely filled out in a drawing.

Hello, I am 18 years old and almost 19, The month turned 18 I got a secured credit card and next month there upgrading me to a unsecured card and Im looking to get another credit card so I build more credit, I have had the same job for a year, I have $26,000 in a brokerage, and about another $4000 in the coming months, and I grow on average 8%, when and where should I plan to be able to get a loan.

That's a trump card for later. 

@Brett PalmerHave you ever thought about applying for a business credit card like Chase INK or Capital One Venture One?

Get proper legal advice for this, of course.

Anyone wanting to do it should consult the proper authority like an attorney, of course. orIf I hadn't lived in the property then I would figure out a way to do a 1031 .

Some other basic steps are pay of high interest rate credit cards, student loans, and any other debt, set up an emergency fund, and buy some life insurance. 

It highlights all the pitfalls but the 3rd section is how you properly structure buying a home with your LOC.

If that doesn't work, move up the proper chains of command in the city (city engineer's boss/head of DPW, etc.). 

What are the proper steps to take to get started.