You only have a loss if your adjusted sale price is below $110k - $20k = $90kYou adjusted sale price of $115k is between the two numbers, so you have neither gain nor loss.Past suspended losses of $35k will be released and applied against your regular income.

I will include a few below, but I implore you to do your own research.

All properties are paid for so no mortgage is included in the number below plus all expenses are fixed monthly expenses NOT including vacancy, realtor fees and major expenses.

I'm happy keeping my fixed resi loans below 6%.

With that said, I am now considering adjusting my goals for 2019 to below to shore up my cash more instead of continuing with the leverage of 3 more properties (with traditional Loan, 10 is the max) to make my 10 property goal.

Look at Business Occupations and Professions, Section 17-313 which I’ve copied below.  

Closing cost are things like title work, recording fees, reimbursement to seller for pre-paid items (taxes/oil/propane), etc.Closing cost should be lower on a seller finance deal as there are no banks involved.Your title company will be able to give you a close estimate, call and ask. 

I've provided an example below, with what I believe is enough information, and was hoping someone could breakdown why this deal is over priced, under priced, or right on target.

When working with lead I used proper equipment, HEPA filters with a properly fitted half-face mask, and used excellent hygiene (washing/showering, not eating, not smoking, careful handling and so on) and still became lead poisoned. 

I would think as long as the PMI Doesn’t bring your cash flow below 150 per door you should be fine.