I am not there so I shall keep quiet next time.Make sure your package has everything the bank needs: usually a form from their website listing their expenses and income, 2-3 months of recent pay stubs and bank statements (more is better as it will take a while for a file to run its course), child support if it is being included in their income to show affordability, social security or pension income if it is being used, authorization signed by the home owner so you can speak on their behalf or they won't even speak to you, 2 or 3 years of tax returns if they are self employed and a hardship letter should be a good start.

If your using a real estate agent chances are that your not going to be able to negotiate directly unless your agent has had enough sense to get an authorization to release information from the seller and seller's agent.

They are active buyers2) Your local city housing authority (they will have a list of landlords advertising their section 8 rentals- look at the zip code and contact these individuals to see if they are interested in buying another great rental home for their portfolio that is just remodeled.3) Signs in the yard describing a great deal, home and price will draw attention as well, however I personally prefer a banner sign.

A government official, a bank, a title agency, an individual?

You can use a letter of intent to purchase with a proof of funds and authorization to release.

By acting in your official capacity you are putting other on notice that they are dealing with a formal entity.

I'm glad to know that the issue is site-wide . . . it'll make it easier to find and fix.Nick - Donors are people who have donated money to the site to support it and authors are people who have submitted articles to the site, which appear in the article directory.While I love to see people competing for those participatory badges, frankly, the badge that I most like to see is the BiggerPockets PRO badge.

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The article also says "Officials say such operations almost always are fraudulent, and that help is available for free from government-approved housing counselors."

Happy readingSecretary’s authority as investor to encourage the servicers of the underlying mortgages, using net present value analysis, to take advantage of the Hope for Homeowners Program under section 257 of the National Housing Act or other available programs to minimize foreclosures.