I realize I can always adjust it, but its held me up a bit.

It's not a CMA, but you can enter the data into a spreadsheet to do +/- comp adjustments.

However in the grand scheme I would make sure to raise the rents for sure, 10 year tenants are a huge plus to me but being that far below market rent needs to be adjusted.

I liked using then as they would price down to 6.25% on a 30 year  with a 5 year adjust.  

Don't be surprised if you find you have to adjust down the road (everyone has to adjust their strategy at some point).What I've read time and time again on here is that people acquire numerous smaller properties, then transition into a larger (50+ unit usually) complex which allows them to leverage on-site management efficiencies.

Always listen to the market and adjust.

My 0.013 (adjusted for inflation).

.$10,000 in discount points is up to you, but with a DSCR of 1.1, they're necessary to get the rate down to an acceptable ratio.There's no reason to show the adjustments to the rate but they do.Underwriting fees range from $995 to $1995 in the DSCR world. 

Others may feel differently or their markets may need numbers adjusted. 

I recommend you do this each year to adjust for utility increases and other variables.