State fees are unavoidable no matter how anyone files their entities, and S&H must be charged to cover the costs for multiple UPS shipments (for tracking since these are legal docs) between MyCorp, the customer, and the state.For more detail on what *is* included at no charge (quite a bit): I posted a classified in here last week that gives the specifics and the link & phone# for more info.

Officials launched a foreclosure-prevention program to help homeowners who have fallen behind on their mortgage, with loans of up to $7,500 per household.The city also recently passed an ordinance requiring owners of abandoned homes _ whether an individual or bank _ to register those properties with the city so police can better monitor them.Elsewhere around the country, advocates in Cleveland are working with the city to allow homeless people to legally move into and repair empty, dilapidated houses.

John, Can't and would not give out any legal advice as for the reasons above.

Maintenance, property management (even if you do this yourself, tenant damage, legal fees, evictions, vacancy (which you're also discounting.)

Are there any legal ways around this anyone have heard of?

$3,261 + prepaids seems high to me.

Plan on getting to know legal aide attorneys.

So I stop into the Dollar General store in my town and buy four $25 prepaid Visa cards.A nice older woman walked to one of checkouts at the same time as me and insisted that I go ahead of her in line because she had several things to buy and she saw that I only had the Visa cards.

Mike, those are the conflicts against my moral perspective to begin with; potential legality issues and my own financial situation.

YOur best advice on how to structure this is from your attorney, not from the opinions of others on an open forum, myself included.Good luck to you.By the way, grouping funds from a few individuals to create a larger purchasing power is a great startegy when used legally and properly, such as with an LLC and O agreement.