Take your list and try each system such as electrical switches, plumbing fixtures, look under sinks, check the attic and basement, etc.Also, you could go find a large bookstore that sells real estate investor related books, find one that deals with rehabs and sit down with a Starbucks and read for free.

You must have the proper license, insurance, and workers comp paper work to work for any of them though. hit me up and ill give you all the info i cancheck me out at oteroproperties dot net or them at cyprexxservices dot net.sorry for the "dot net" wording, this is my first post and they wont let me put links in until i have been here a while.

As for the repairs, they are things like the sprinklers breaking in the back yard, the electrical is wierd on the swamp cooler, there's a leak in the roof - things that the tenant probably didn't cause or is responsible for but it's just strange that in 3 years I had absolutely no problem and they've had problems since day 1 - hence having to foot the bill myself.

Because its recent it really hits the Fico hard.

My main focus has been land aquisition for residential builders and developers, but that market has taken a huge hit in metro-Atlanta.

Extra income, extra profits, WOW the new CEO must be great.Common with many businesses and clearly nothing at all unique to banking.Emotionally the new guy as few or no emotional attachments to prior decisions so they can take the hit without feeling like they messed up.

Why use it for unimportant things like the electric bill.

yes prices will go back up, but from what I have been seeing lately I would have to say that it will take some time until that takes full effect.I have seen properties take a $150K hit in the last year and are still not moving after four months of being on the market, so you tell me!

I have seen everything from…- Free to process and then a split if successful…- $1000 fee hit or miss… - To $2500 if accepted as submitted.

Even better than subprimes offering 30/50 loans a few years back and saving some very lucky homeowners from 2/28 messes for about the same monthly payment.No surprise they no longer offer such a product of course.Just for nostalgia purposes...there was bank (right before the crisis hit) that started offering 620 FICO 100% no doc purchases.