My lender is only counting the income on my tax returns toward DTI. 

So I'm coming up with ideas of how I can make money wholesaling and I have some questions to see if these ideas could work.If i were to go under contract with a FSBO, for a set price on a property with an assignable contract.

If yes, offsetting personal taxes as ‘benefit’ of owning real estate is not really an easy thing right?

Unless you have a vast network/sphere of influence to keep you afloat, making money being an agent can be really tough and you can literally go months without a paycheck.If you want to be licensed and learn it while you have a W2 job that's different.  

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

The money isn’t her nest egg.

It was our fault so it is what it is, but it sucks that an honest mistake that would have been a super tiny inconvenience for the guest ended up being a huge thing for us with a monetary fine and likely lots of money lost in future reservations.  

I was thinking of doing some creative finance: Maybe offering to take all three properties off of their hands with a lease to own, so I don't tie up all my money.

Is there a financial vehicle where I can park that money and only pay taxes when I make withdrawals? 

And I had paid over $20,000 in property taxes on it.