In other words, I refuse to ever be blind to suggested negative about something I believe in.

Good Afternoon @Lance S.So to clarify you are looking for commercial lenders to speak with in addition to getting a clear understanding as to to valuation of the Professional space (I have a few depending on what your goals are).

Can we speak about it?

I have a broker client that has told me he has secured Hard Money deals from a Chinese investor in the 6% range because savings are so low in China, even negative at times. 

@Lloyd WinstonYou and your brother may need to look to speaking with an attorney to draft up a partnership agreement/LLC operating agreement.

At a minimum, I want to leave every person I speak with a business card so they have a way of contacting me whenever they do decide to sell their house.  

TurboTax is ambiguous.I've contacted a CPA recommended on BiggerPockets and hope to speak with her sometime this coming week.

Andrew Johnson, by "they"...I'm speaking of the various insurance providers that my agent represents.

The actual cold hard data speaks the loudest  Click Here to see post If you are looking for cash flow - This is why I moved to Memphis a year ago. 

I can speak as an individual in this position.