Looking to grow and scale so I would be open to collaborating, partnering, or simply making friends.

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Of course by buying it off the market through these mailers at under value costs (either 70% rule or the 2% rule) or just simply wholesaling the 4 plex that i can get under contract at a good deal to local investors.

I file taxes in Canada, so looking at the US market would simply mean filing again, but I imagine that's nothing too complex for an accountant to advise on.

Would i simply ask the mortgage place if Refinance?   

I would simply consult with a professional wherever my properties are.

Realtors that attempt to convey zoning information will sometimes use Building Code occupancy names such as "R3" to say you can build a single family house on a parcel, which is correct for the building code, R3 occupancy includes single family homes, but not necessarily the correct name for the zoning in that jurisdiction.RS3 at face value might mean something like Residential Zoning, 3 Units.

@Breynan Hammons I was simply stating the values have risen a lot since the bottom but we are still not at the prices of 2008 and that the market has many differences now vs then.

It is simply another term for bank owned property that was already foreclosed on.One is not better than the other.

Missing shingles and roofing leaks seems to be a common problem, which is easy to spot simply driving through these neighborhoods.