But sometimes you have specific questions you want to sit down with someone local for an hour to help with your decisions, validate what you do or decide if you should go right or left.

@Karen O. raises what I think is the most valid point so far. 

Where as the success of a dividend for a whole life company comes from one of three places: a) over charging clients on whole life policies b) outside investing c) more profitable insurance products I look for a company operating in area c. 3) A competitive borrowing interest rate. 

The product I preferred was the 5/1 ARM on 30 yr term with first 5 yrs IO.

Don't be afraid to shop around to different banks to discover what loan products are out there.

Value add renovating units, curb appeal, washer dryers etc.Also focus on lowering expenses and utilities and no major capx renovations.Execute analyzation Of owner financials T12,T2T3, lease loss,Rent rolls, taxes, expenses, future irr, vendors Perform due diligence, loan product and title investigation.I’m putting together a booklet presentation with market analyst and Investment Property Example to show potential investors or simply fund my own deal.So much to write but I’m learning.Back to the books, blogs, podcasts, YouTube videos absorbing it all like sponge.Best of luck to all ✌🏽 in 2020 & years to come!

I also tell them to never use Drano type products.

Value add renovating units, curb appeal, washer dryers etc.Also focus on lowering expenses and utilities and no major capx renovations.Execute analyzation Of owner financials T12,T2T3, lease loss,Rent rolls, taxes, expenses, future irr, vendors Perform due diligence, loan product and title investigation.I’m putting together a booklet presentation with market analyst and Investment Property Example to show potential investors or simply fund my own deal.So much to write but I’m learning.Back to the books, blogs, podcasts, YouTube videos absorbing it all like sponge.Best of luck to all ✌🏽 in 2020 & years to come!

The co-op will take into account the rental income but also the liabilities, they also don't want to see any unusual mortgage products.

This is due to their misunderstanding of the law which states that a TX homeowner may not close on a HELOC or home equity product within 1 year of closing a previous home equity product.