However, I have some credit card debt that I need to pay off and then I will start saving for my down payment.

This is a credit card, friends and family deal, if you want cheap money...

try door knocking, it's cheap (take plenty of business cards or some kind of printed material with your info on it).

I spent 8 months under Dr care and physical therapy 5 days a week and had to open every credit card I could get to use for living expenses such as rent, utilities, insurance, cell, food, ect.

Simply download or transfer the podcast directly to the device's internal drive or memory card and use a podcast app or if supported, the devices default player to listen to them.  

Send letters, post signs, knock on doors, handout business cards, talk to everyone you know!

Give them your business card.

He says that accounting is much easier with a digital system of converting cash to cards/tokens that can be used in the machines.

I set up a Quick books merchant account and you can do an e check or credit card.

And the category of the inquiries looks like everything from home loans to auto loans to credit cards.