"And/or assigns" language is included after mentioning the buyer's name or entity throughout the agreement.

Through networking, one may find off-market deals and get recommendations from others who find motivated sellers or distressed homes.Internet marketing: To establish contact with possible sellers, make use of internet resources including social media, real estate websites, and forums.

Our long term goals are financial freedom, including matching my current salary with rental income in the next 4 years. 

Plus those numbers probably include licensed property managers who don’t focus on sales.

I dont think you have enough equity to refi and consolidate the two. combining them puts you at over 96% LTV. cash-out will likely max you at 75% LTV of the $450k, so raising your rate on the bulk of the debt probably is not the move if you still have to bring in $100k to do so. is your 2nd going to balloon soon?

It may or may not include Liability coverage so you may need a separate policy for the Liability

Especially when the print ad can include up to a dozen homes.

I'm curious if the income from these rentals, listed on Schedule E, will be factored into my Debt-to-Income (DTI) ratio.

However, not all of you need to take on the DEBT portion.

I know a lot of people look at Debt to Income too, I also think that's crappy.