They told me to get a Capital One secured card and never pay it to zero.

But when I add in the cost of paying on the HELOC as well, it gets even farther from penciling.

If a tenant is careless and causes harm, they should pay some of the cost for minor paint fixes and get rid of broken items.

Unfortunately most of the folks on BP don't want to hear the bitter truth.

Not sure it makes a ton of sense to use a broker here and pay 1.25% since you are already on BiggerPockets and can shop directly for lenders here!

Looking forward to learning from everyone here and hoping to share my learning and pay it forward to this great community!

The property appraised for $465k and we cashed out $348k to pay back our PML and use the rest as a down payment toward the next deal, a 6-unit we have UC.

Check the Tobyhanna Township website for the latest details - Also, pay attention to mailing addresses and legal addresses as there is a Tobyhanna, PA zip code that includes neighboring Coolbaugh Township and the Tobyhanna zip code does not completely line up with Tobyhanna Township.

I have/am invested monies with them just had 1 note pay off been with them since March ....hey so far so good. 1st position "fractional" trust deed investing although they will allow you to buy the entire note if you have the $ and wish to do so ...almost no one does in order to remain diversified.Short term investing were talking 6mos -12 mos could be slightly short or somewhat longer lets say 18mos tops.Pretty Straight forward once your on the note the cash flow comes in every month like clock work.usually takes two weeks to a month to close on an offer then ofcourse you wait another month for the first the interest only checkHere is a snap shot of a few notes I partially have invested in ....Dimple dell has just paid off so the "Capital" amounts you see is my return of Principle I am in Another note that I wont actually get paid on til the 1st week of Nov (Not Shown)LOAN #BORROWERINTERESTCAPITALDATEDISBURSEMENT TYPELF Dimple Dell, LLC$0.00$5,913.4710/12/2016ACH/Direct DepositLF Dimple Dell, LLC$129.52$0.0010/12/2016ACH/Direct DepositKD Commerce, LLC$137.50$0.0010/04/2016ACH/Direct Deposit5th East Partners, LLC$162.49$0.0010/04/2016ACH/Direct DepositLF Dimple Dell, LLC$0.00$6,057.6909/21/2016ACH/Direct DepositLF Dimple Dell, LLC$0.00$3,028.8409/16/2016ACH/Direct DepositLF Dimple Dell, LLC$150.00$0.0009/09/2016ACH/Direct DepositKD Commerce, LLC$137.50$0.0009/02/2016ACH/Direct Deposit5th East Partners, LLC$16.24$0.0009/02/2016ACH/Direct DepositLF Dimple Dell, LLC$150.00$0.0008/02/2016ACH/Direct DepositKD Commerce, LLC$137.50$0.0008/02/2016ACH/Direct DepositLF Dimple Dell, LLC$150.00$0.0007/05/2016ACH/Direct DepositKD Commerce, LLC$128.34$0.0007/05/2016ACH/Direct DepositLF Dimple Dell, LLC$150.00$0.0006/06/2016Check LF Dimple Dell, LLC$149.91$0.0005/02/2016Check 

So the place is sitting there vacant, he asked if he could move the 30 days back and pay for partial of July which I tried to shoot down but the lease says 60 days so they legally can stay another month.I went to the unit to inspect it yesterday with his permission.