Originally posted by @Brian Gibbons:Nice post @Bill Gulley 👌 Thanks Brian, That may have been my first mention of conditional aspects of notes, very good tools to know as it can meet specific needs for both the lender or borrower, otherwise, you don't really get into "creative" financing but end up using boiler plate note forms.

Yet essentially home sales in the US has remained steady at 5 million transactions a year.

My guess, some will, some won't at which time you can give the poor payers the 30 days notices (essentially giving them a probationary period with the month to month and new rules to see which tenants can handle the new format and which can't ). 

@Jake Peterson @Brandon Turner has a couple good recommendations for deciding if you're in a good location in his book "The book on rental property investing"... he gives a few different tools to search withCrime stats - www.crimereports.com Schools - www.greatschools.orgjobs versus unemployment - he said he uses www.city-data.com drug use in the area the overall look of the neighborhood done by just driving around

How can you depreciate essential repairs on a property?

Maybe it's just because I have a wait period before I think I can put these new tools to use, and I'm getting a little anxious, but if anyone has any tips on other things that I can be doing now, that will help me in the near future, it would be a tremendous help!

I guess that's what I'm trying to figure out.Is this a helpful tool to at least try to avoid the lesser markets....?

It should be used to determine the desirability of continuing with the 203k Process or as a tool for a borrower seeking to use the Streamlined 203k loan.

(exclude training or joining a team)....What tools would you need? 

Although you may feel uncomfortable doing it, asking for an applicant's personal information is essential for you to do proper due diligence whether it is for yourself or for a client.