That said, most go ok and the appraiser should be able to adjust for condition and location if the comps in the area are not that similar to the duplex you are buying.On condition/health and safety, the appraiser is tasked with looking for hazards(for example a missing hand rail on the steps or a hole in the floor) and with checking to see that your major systems work. 

The AC unit did not have a safety switch installed, or a security drop tray to prevent leaks and had a hole in the main duct leading to the ductwork of the house. 

3 tenants got approved and hadn't paid me for 6 months Now I am in the hole for over $15k waiting for these bums to send me rent relief checks..

My big damages are caused by tenants that skip out on last month's rent and cause damage to the property like holes in walls and doors, living like slobs, etc.

It seems intuitive that Edison, Gates, Ford and so many other successful business people were filling a real need (a hole in the marketplace where there was high demand; not to mention a high barrier to entry).

Prior to closing I had a home inspection done on 9/13 and it came back with minor issues such as 1) hole in siding near AC condenser needs to be sealed, 2) GFI outlet at rear of house will not test 3) AC condenser needs cleaning 4) leak noted under kitchen sink 5) no door return installed on front of security door and 5) could not enter second bedroom at time of inspection, inspector was told occupant had Covid (a convenient excuse I'm sure).

As usual, I have gone furth down this rabbit hole than I thought I needed but am thankful for the outcome.Respect,Roger

If I don't get a response from the case worker in the next couple days (by Feb 1), I may need to start the eviction process.I would just tell any landlords that if a tenant comes to you saying that there is a government program (e.g, ERAP) that will help pay their rent, even if it is a legitimate program - don't hold your breath, don't patiently wait for the program, and don't dig your hole deeper like I did.  

Meaning it needs to be in livable condition - utilities are on & functional and there are no major problems like a hole in the roof.

Paying 12% for 30k isn't going to help you get started for the most part, it's more likely to dig you a hole.