Then they will need moving money and you will need to make the mortgage payments, all if they are even willing to do Subject To.

When it has happened, it’s usually when the lender already has a mortgage on the property and the amount has been less than 100K.

Yes, the property is currently deeded in my personal name and I am wanting to refinance (using a traditional mortgage with hopes of securing 30-year mortgage at low interest rate) while transferring the deed to an LLC (retaining the same 30-year loan on the property).

There's about 140k in equity in it and it has a 3.7% fixed mortgage rate.  

The cholla creek and Mt Hope areas are some of the cheaper areas in San Diego largely comprised of renters.  

What’s the proper etiquette when shopping mortgage rates?

Hello,I am pre-approved for a mortgage on a primary residence (non-FHA).

For now, that range seems to be 6.2% - 7% (30yr mortgage).

Another good rule of thumb is 6 months of mortgage payments. 

Mortgage transfer tax to simplifile3.