Hey BP members, I've been getting plugged in to some great market intelligence resources for the DFW area and wanted to reach out to the community about adjustable rate mortgage lists. 

The only ones I see are the ones that plug into outlets which seems like it is easy to mess with.

These contracts are just plug-and-play now. 

Whether it's stove top or an electric plug in.

I’m going to work my butt off for a year and then my intention is to buy an existing dental practice rather than continue associateship.

For my SFH rental in California (San Francisco, a tenant friendly city), I also state: late charge of $25 and $20 per day (not to exceed $200 per month), no candles, no fragrance plug-ins, no illegal drug use, no smoking and no vaping of any products inside the house (I'm okay with weed use in the back yard or outside since marijuana is legal here), tenant mops up standing water, oil spills in driveway, etc.

Plug and play! 

It always seem to bite you the the butt with your generosity.

Based on the numbers above and what I plug in, it doesnt look to be that great of a deal.

I know a lot of landlords don't do this last part, but it's easy, and you're plugging into an existing framework (the same framework already used when those employees apply for mortgages).Asking for 2-3 employment references as a standard thing is not reasonable, especially not if they've been at their current job for some time.Asking for bank statements to validate income as a standard thing isn't accurate (since a buddy could just dump cash in there), but as a one-off for a specific reason it could be reasonable.