As long as your choice is based on the factors you listed (income meets/exceeds your requirements, references, pet), it is okay. 

Price is to high to cash flow, you're paying to keep the house2. 3% comissions won't go 100% to you unless you're a broker, also the title company has to send the check to your broker first and then you can pay off the lender of that money (if you borrow the downpayment money from your qualified relatives)3.

Interest is not accrued until funds are borrowed, and then only on the amount used, not the total amount available. 

I would advise the complaining party that there is/was no evidence of smoking in the adjoining apartment she referenced and you have no choice but to consider the matter closed.

The goal is to establish a relationship that you can leverage for years to come.You should inquire about rates, terms, and requirements when contacting a potential lender.You can use any lender licensed to do business in Indiana, but some banks only lend in certain areas by their own choice.

I know this is not "your" decision, but if your wife shares your interest in real estate, I would encourage her to consider her life choice like a real estate deal. 

None, I can extend the loan at the end of the term, not sure if I want to offer this to borrower.

You can then borrow 80% of the value of the bonds and use that for working capital.

@Simon W. wins the best advice award; If you have enough in your budget and enough supporting assets to hire an actual seasoned real estate controller, do itYour question is almost like your trying get your head around as if there is an owner with 2 choices: either hire employees or sub it out to a vendor.

The buying an additional primary in the fiances name would be the short term way of un-complicating things and ensuring we had a place to live IF the opportunity presents itself as I've been looking for 10 months and everything sells in 1 day for too much money so a plan B to fall back on doesn't seem like a bad idea.Please advise on how you'd recommend me to proceed in this situation @Stephanie P.I suggest you have a plan, tell the lender about your plan and tell the truth about your intentions.I am not at all naive when it comes to borrowers purchasing properties as owner occupied and then making them investor properties.