There is no need to wait to generate interest with local attorneys, mortgage brokers, contractors and anyone else associated with the business.

@Erin Austin  i think you're referring to when someones business name is ' Mike Smith & Company ' or ' Mike Smith & Associates' type of thing?

I hold a silver pin from them it am in no way associated with the organization.

The NC Bar Association’s 13th Annual “4ALL Statewide Service Day” will take place on Friday, March 6, at call centers in Asheville, Charlotte, Fayetteville, Greensboro, Greenville, Raleigh and Wilmington.

My tip;  focus on the REIA's (real estate investor associations).   

Not the fees associated with the filing, but a fee for our time.

Did you calculate any costs associated with paying utilities and taxes during your rehab period?

Also, the website for the Texas Association of Public Adjusters is: https://www.mytapia.org 

I assumed it was because of the closing associated with a conventional loan, but the hard money lenders I’ve seen are charging 1-3 points for their loans.

No need to refinace into a conventional loan unless of course your new rate would lower your current mortgage, but with these higher rates we are seeing I highly suspect you already have a low FHA rate, plus refinancing also. has fees and costs associated with it.