Then you have to accept 1 of 2 things......they will be in C-D class neighborhoods and/or they will need a significant rehab and favorable refinance (hitting your ARV) to make 2%.  

Instead, it involves extending a credit against the purchase price of the home while the buyer executes a promissory note and deed of trust in favor of the seller.

Laws in Colorado are written more in favor of tenants.

Do yourself and this industry a favor and team up with a seasoned Assignor (12 to 15 assignments), someone who can sit down and actually explain what you'd be signing and assigning.

In that case, paying the taxes now and getting a higher return, compounding works in my favor. 

If lenders are constrained from loaning to people who are jobless (i.e. unemployment is not a viable income source to qualify for a home loan) then we'll likely see a wave of new tenants enter the market, or tenants who would have exited in favor of home ownership will stay in the renting market. 

I just prefer to keep them on month-to-month because it’s more favorable to me. 

Usually you can get more favorable deductibles and replacement cost value with these policies.  

It’ll be tough for you to BRRRR unless you bring in a partner with a more favorable credit profile.

Local banks will have slightly less favorable terms but also a good option for investment property