(Or equivalent in your state)Is she expecting, like many tenants do, that you’re just going to apply the security deposit to the last month’s rent?

https://dominionprivatelending...I am thinking about applying a loan from Dominion Financial Services and the company website is provided above.

My best advice, and this applies to everything REI, is don't make decisions based on numbers with %%% behind...they lie. 

But a 1% deal with applied logic is normally the making of a GREAT investment in Austin.  

Then quote the lease agreement for the violations to explain the charges you are applying to their security deposit.

If I tear down, build multifamily, and sell all units, would the 2 year rule still apply (assuming I get it all done in 3 years and still can claim 2 of the previous 5 years).

No. 216-20, which was later extended, that prohibits the eviction of residential tenants before September 30, 2021, unless the eviction is based on the non-payment of rent (in which case the statewide eviction protections described below apply), the Ellis Act, or is necessary due to violence-related issues or health and safety issues.The State of California Enacts Statewide Eviction Protections for Non-Payment of Rent.On August 31, 2020, after the local COVID-19 eviction protections went into effect, Governor Gavin Newsom signed AB-3088, also known as the “COVID-19 Tenant Relief Act of 2020”.

The last thing Im dealing with is my lender informed me my DTI is too high ( I have no debt at all aside from the investment property and primary residence) and I have applied with another lender, however they still have not gotten back to me which leads me to believe that my DTI may actually be too high lol. 

Assessed land value was $40k.   40/188 (Assessed value) gave me my %  (21.27%) of purchase price to apply to land ($59k).

I'll take your advice and apply it.