My only challenge would be the occupancy rate.

My company does the following:• Free and simple MLO Licensing (22 hours online or in person and you choose your schedule)• Mortgage team to handle the backend (meaning, no structuring, underwriting or processing loans) • Competitive mortgage rates backed a company with 20+ years in the business• Downline revenue stream on the lending side (similar to EXP model.)• They do not have to change brokeragesIn my mind, there aren't many cons to this.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

In the Midwest you can expect to find 2-3.5% cap rates, appreciation makes up for the rest.

Knowing that market rates are in the high 6s at best, and much higher most likely, I would be looking for at least 6% interest. 

Quote from @Nick Bednarczyk: Reminds me of what we saw in the 80s and 90s when we refied into 5-6% rates when we had the chance. 

It doesn't seem like you can find lenders online that advertise wholesale lending for commercial like on the residential side.

I would also look at the current interest rate and term to see if that's a lever I could use to change the cash flow situation. 

You are probably better off getting a new loan, unless the assumable loan is at a really good interest rate. 

-I am quoted a higher interest rate and more fees since its a rehab loan.