Like any agency, phone tag happens sometimes, but if you're there in person, you'll likely walk out with an answer, a smile, and a handshake. 

As someone else said (and I'm on my phone so I can't check right now to give them credit), this sounds like a return wire issue (what is commonly, but mistakenly, referred to as the neutral).

I've starting some small mailings to get "off market" phone calls.Talk to you soon!

I have great credit thanks to the myfico forums and a total credit limit of $14,000 I have no debt and just pay my cell phone bill and the Verizon triple play package bill for my household which totals about $200 a month.

I have bought a few with a phone call, but I had already been working the people and trusted them.      

If they try to tell you it's all over the phone or they don't have it anymore I would highly doubt that.

Heloc is cheapest among everything as you have trapped capital you can use assuming it's your primary residence you should have the home sale exclusion on gain anyway.Sorry I'm on my cell phone in the city.  

Sorry for typos thping on phone in the car

Then go outside and spend a few minutes on the phone - with anyone! 

Admins are admins and generally don't have the stomach for a irregular paycheck.