Sometimes you can't see the trees from the forest, but taking my biases out of the equation, JP is moving in the right direction.Thoughts??

It took mine awhile to close, but if you go to lending tree you can research banks in your area and see what the interest rates are.

Yes you are going at it the wrong way.It's like you are trying to find an orange tree in Canada.They don't belong there!

and it's full of ice tea and tethered to the TV remote.

I typically figure 5% repairs, plumbing, electrical, 3% miscellaneous (tree trimming, gutter clean-out, landscape upkeep, lock changes, etc.)That deal is tight. 

I have a kind of an odd questions for fellow landlords or if anyone is in the insurance side.Last year when Irma hit South Florida, I suffered quite a bit of damages on a number of my rental.A particular one is a multi family building - I had fence damages, tree branch fell on roof, poked a hole through the roof, through the ceiling, debris everywhere inside, outside...so I filed a claim to my windstorm insurance carrier.I was lucky that the apartment the branch went through, was vacant at the time. 

My neighbor at a house I recently sold wanted me to cut down a tree that he felt was a danger to his property, conveniently after I called the cops on him for repeatedly parking in my driveway and refusing to move his vehicles... 

Do you know the tree is completely on your property?

I used to manage the office for a tree care company and we fell under that same umbrella.I would also talk to the tenants and find out what their typical schedule is and, to an extent, work out a reasonable schedule. 

I also live in SD, but my partner and I are investing in MFR buy and hold / BRRRR in the Morongo Basin (near Joshua Tree Nat'l Park).