What strategy would you suggest I follow instead?

In fact, a couple of recent studies have shown that working with a broker typically saves about $10,000 on a residential mortgage.

Below are some key questions I would suggest asking.Are you a direct lender?

I suggest gradually assembling a reliable maintenance team that includes HVAC, plumbing, and other essential services.Tenants are responsible for providing access to the property.

She also mentioned that they’ve been in real estate since 2006 and have managed over 30 properties (though this is more of a side business for them), which suggests a mom-and-pop operation.

Study the market.

I was seeing information online that suggested both routes...Thanks in advance for the help!

When you have a duplex and tenants on both sides stay for ten years, it almost guarantees that something isn't right.I would study your market and determine the value of your rental, because I bet you are losing money every month.

Thanks everyone for your feedback and suggestions!

I’m taking notes from this post and want to make sure my lease covers all these suggestions.