I admittedly have a bias against condos for the following reasons:1) HOAs - both a lack of control over fees and assessments, as well as potential regulation changes2) they don’t appreciate as much3) you have to work a lot harder to differentiate yourself from your neighbors. 

And your simply charging points and keeping the points and then a service fee. ( interest rate delta). 

I’ve worked with investors looking to hold land for similar goals; either to build their dream home or simply take advantage of appreciation.

With broad, high-level criteria, you may be able to easily cross of a number of neighborhoods where the numbers simply do not make sense (assuming you already have your buy box nailed down).

Simply making more calls doesn't guarantee money. 

Simply be a calm stand off landlord who is expecting his tenants to honor the lease - Not you accommodate their personal situation.

I turn 40 next week and while I originally had a goal to be fully retired from my cubicle at 50...the idea of 10 more years simply hurts to think about it.  

There are so many gurus online pushing 0 down loans, and it simply does not exist if you have no experience, assets, or reserves.

Comparing what was promised to what was delivered lacks context. 

Secondly, the appraisal often notes functional obsolescence because of this and a lack of a common area.