In otder to refinance (and keep) the property, you need to bring in $450k...Of course, this is a simplistic example.  

The simplist solutions to this problem is simply not to invest in those asset classes.

A little simplistic, but I wouldn’t touch anything over 2000 sf right now...wasted space for a family of 3 or 4 and just adds costs

However, when I sell the house, depreciation recapture means I'm taxed on that prior depreciation deduction.In simplistic terms, one of the following seems to be true:1.

Very simplistically, if I only invested in 10% ROI, it would be about a wash (not factoring in depreciation, etc.).

I helped a client buy a 4-plex in Bend recently and we calculated his monthly out several ways ranging from the simplistic rents from 3 units minus mortgage to the annualized monthly out of pocket including taxes, insurance, repairs/maintenance, MI, reserves, property management (if applicable), etc. 

You'll be able to maintain contact with members, which will be very helpful, and might well identify your "trusted local associate" through that channel.Books on this subject tend to be very simplistic (the subject matter is fairly simplistic), many are outdated especially pertaining to the financing landscape.

(This simplistic one will normally get around privacy issues since you don't request names).       

Your idea is, I think, a bit simplistic -- it means wealth that you give to the next generation.

. - I think looking at zip codes is too simplistic, but in your case, it makes sense to ask that first.