Since you're not working, you may qualify for REPS, but you need to meet the750-hour requirement and materially participate in your properties.The $300k withdrawal will be taxed as ordinary income, so using cost segregation to create depreciation losses could help reduce your taxable income.

You still have a young loan so  let the amortization run its course and set your regular income aside for the next opportunity/project that you want to explore.  

For all practical purposes, 100% bonus is dead, as far as I know.Depreciation, bonus or regular, starts when the property is placed in service, not when purchased and not when cost seg is done.

We currently max out our Roth 401k, Roth IRA, and $2k per month into our vanguard taxable account.

With US median household income in upper $70K, there is no way your regular 9-5 worker can afford to buy homes at the prices they were selling recently.

It is generally not advised to hold appreciating property such as real estate inside of an S-Corporation.Taking the properties out will be considered a taxable event.

Great tools that get updated regularly. 

For me - Subto has been tremendously helpful for me.The post wasn't about BP, which I thoroughly enjoy visit regularly and use the online calc tools incredibly often.~ Randy  

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

It doesn't have a CO yet, so regular homeowners isn't an option.