This is in a town that has a very good Private College - Baylor University.

@Jesse Streng Great that you want to invest in the Detroit area but I encourage you to come to the city and spend a weekend here to get a feel for the market.

Any changes in federal spending could influence the job market and, subsequently, the real estate market.4.

Private mortgage insurance i believe is not charged on va loans.  

I don't want to spend all my capital, but I think I could potentially refinance and get some back.

If I wasn't able to get the cash together, using a private lender would've been a good option.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

The content is not proprietary - it's freely available on the web, but the presentation is my private property (my research, copyrighted IP). 

If private companies continue to provide the insurance, I suspect we will see further increased premium costs which will need to be reflected in the rents tenants pay (all tenants: LTR, MTR, STR).  

If discussing with someone in a forum and you all take it to private messages, that's a different story.