Those are the hardest to notice because they dont cause any damage and drain normally.

Definitely would be ideal for where I am at right now, the hard part is actually finding a private money lender!

However, there are lenders who offer more flexible terms or even no prepayment penalties, depending on the deal structure and your investment strategy.To find such lenders, here are some options to consider:No Prepayment Penalty Loans: Some lenders, often private or portfolio-based, offer DSCR loans without prepayment penalties, though the trade-off might be a slightly higher interest rate or fees.Yield Maintenance or Defeasance Alternatives: Ask about other prepayment structures like yield maintenance, which can sometimes be less restrictive depending on market conditions.Custom Terms: There are lenders (like us at Phoenix Funded) who can structure loans tailored to your needs.

The WY LLC has a local registered agent, so it will appear perhaps like an outside private lender, rather than me being my own lender.   

Things will happen and you will have to go there sometimes on short notice.  

Quote from @William Causey: When choosing a private money lender, how do you weigh the importance of flexible loan terms versus fast closings?

For example they just double the amount of time tenant has to respond to an eviction notice to 10 days.  

How about a fine for those who use ChatGPT to write those generic threads like “How to Get Into Private Lending” or “How Great Private Lending Is”?

Are you noticing specific property types, neighborhoods, or price points where buyers are finding the most opportunities?

If you look at @Michael Plaks article you'll notice that the distribution isn't taxable. ...