.💰 The Cash Flow ConnectionThink about it - both investments are essentially money-making machines.

In the end, it may be the same amount of money or more, but it will just have to be structured differently as you navigate the shifting market.Northwest Valley would be a good option. 

You might save a full percent just doing that and you have tons of money you didn’t pay in points.

As others suggested you could also lend this money out for 10-12% and make your money that way and not put yourself on risk on the asset.

When something goes wrong (like HVAC) do they have the money to get up and going again or have you just lost your business and all your effort cohosting a property that isn't well maintained?

I'm not sure I would label this result "saving money" for your client, and I'm not sure I would brag about it.

Any general advice is much appreciated.50k is more than enough money, the biggest question at 22 is are you ready to buy a property and be kind of locked in for 3-5 years.

They aren’t able to get a mortgage themselves so they would provide the money while the mortgage and deed would be in the others name.  

Or US govt giving money to Iran.  

I don't have the 10% for the down but thinking of using a HELOC to get the money and then add it into the calculator.