Marble backsplashes, all new kitchens, bathrooms, HVAC, electrical, refinished hardwood flooring, etc, all with the idea that we would get better tenants, higher rents, lower vacancies, and less maintenance/repair requests. 

I added a decent amount into the house (new paint, new hot water heater, brand new kitchen, better layout) but I’m not sure if that’s enough for me to appraise for 20% equity. 

I put in granite counter tops, new kitchens, nice bathrooms and also gut the plumbing and electrical so the housing is in good condition. 

Because the system is not in your favor (much like loans/ banking) and there are plenty of things that you are not thinking of nor are equipped to deal with as situations arise, so you pay a professional.

New roof, new water heater, new Electrical panel, New HVAC, new Concrete driveway, new Concrete steps & walkout basement, Open space of kitchen and living room, fully finished basement with wet bar and new full bathroom, new windows.

Have a solid vetting process and consider diversifying your investments across multiple loans or properties to mitigate exposure.By following these strategies, you'll be better equipped to find and secure high-return private money lending opportunities.

Talk about how good the schools are, how close to the beaches or other attractions, Size/type of kitchen, ease of maintenance of swimming pool if in place or jet powered swim lane, Covered parking if so, etc. 

Based on some of this information, I asked them to coordinate removal of their equipment. 

(aside from the very obvious medical/industrial appliances/equipment).

They can be wrecked.The third thing they have are kitchen and bathroom sinks.