When investing in high cash-flow markets, I always recommend working with an investor friendly agent so you're able to gain the right insight on the different areas and the risks involved.

They also benefit from strong schools, which can be a huge draw for long-term tenants.While you may not achieve high cash flow immediately in these areas, the property values and rents tend to appreciate steadily over time, aligning well with your goals.

. - The people that are monetized on actually closing deals are all saying this thing is highly implausible. 

The percentages are going to be up to you There are all kinds of High interest account that require all kinds of hoops to keep them.

@Eric L ConryThis is a highly personal choice.

I was just telling my friend today that I'm getting multi-family, high performance, and relationship mentoring all in one package! 

However the key is making sure the numbers pencil out so that, at minimum, even in the worst case, you can pay back that heloc because interest on that is going to be very high.

@Jacob W. land market in FL is highly competitive.

Quote from @Vikas Jain: Yes, I have already seen the buy-in, im less concerned about that part of it, but just want to make sure its legitimate (plenty of opportunities where buyin is high but it doesn't always mean the product is good, just been burned in the past by others so trying to do better due diligence this time around)Their success rate, as of now, is 100 percent.

Option 2 is high risk, as financing may be tough on your situation.