I understand I likely won't have an HSA debit card like I do now, and that it would be harder to liquidate my investments potentially.

@Drew Sygit Trying to understand paying bank this loan rate is good idea or payoff principal early is a good idea.

Instead, start by sharing why you’re interested and ask questions to understand the seller’s motivation like, ‘Why do you think it hasn’t sold yet?’

The real skill is understanding the variability and risk in each number which is not always numerical or scientific.

Quote from @Matthew Paul: I understand how businesses work.

A broker can connect you with specialized lenders who understand your situation and offer competitive terms.2.

I was thinking this might work on my property in Redding and can be adapted to a shared housing project for seniors (though I'd want rooms large enough for bed, bath and seating area)  It's my understanding that it is considered a SFR with seperated bedrooms as far as planning.

I can walk you through one of our recent Equity Splits so that you can understand the process. 

I don't even think she knew what I was talking about and she had a heavy accent and didn't seem to understand me very well.  

@Ryan Fox it's important to make sure you understand the pros and cons of rental arbitrage to see if it meets your personal investment and financial goals.