@Jonathan Weinberger that has been a lot of work, really impressive pace!

We added value by furnishing the property, added 2 decks (one for a solo stove, and one for a large hot tub), improved the gravel driveway, mulched the landscape, and added a lot of string lights.

Also a lot of changing light bulbs.  

One thing to consider on the credit card option is that a lot of contractors don’t accept them so that could be an issue.

With that being said we tend to see a lot of CA buyers relocate here for the lower cost of living including lower home values, property taxes, insurance, no state income tax, gas prices etc.

,You've gotten a lot of feedback here saying you are in the clear to decline them.

  - Actually its not - and its a lot more work because each month you have to find a new home for that principal payment you got which is probably $15...

Unless you're working with Private Money that is going to carry the risk of your lack of experience, banks want to see experience, Net Worth and liquidity after close to consider the terms.I started with single family, four plexes, and remodel flips for a lot of years before getting into larger deals. 

I know some good people that have went to dinner, had a couple of drinks, drove home, and got pulled over.

There are probably a lot of hidden issues wiht the house.