Also, I will respectfully disagree with a comment made above about HOA fees.

I'd also disagree about paying off all your non home debt. 

I would disagree with you only because the 84 unit development I mentioned above is doing just that.

BTW I don't believe in ghosts (although those who do believe in ghosts are free to do so and disagree accordingly), but I don't want to be politically ghost believer insensitive and tell her she's crazy.

If you disagree, write a certified letter explaining.In my opinion, unless there’s something in the lease about steam cleaning, it’s not something you should pay for (unless there are abnormal stains, etc).

@Joe Villeneuve I disagree discounted cash flow analysis doesn’t assume the owner is paying the money and is definitely valid in this situation and can factor in the complexities such as refinancing a 15 year loan to pull out equity or buying more properties.

I also disagree with the mantra that "nobody will care about your property like you do."

I'd have to disagree with Caleb.

There will be those investors in CA who disagree with that assessment, but that is what makes for a good discussion on relative values of equity vs cash flow.

I disagree about the commanding officer....I have unfortunately recently gone through this and his CO has been RIDING my tenant.