This is for the construction, improvement or purchase of rental housing for low-income families, the elderly and disabled individuals.

One unit has a disabled kid sleeping in the closet.

If you were to become permanently disabled, they'd be forgiven; but that's not the case of your 2nd mortgage.  

If one should become disable some rules as in death will apply.Business planMy plan is to make this a lucrative venture for the both of us by building a buy and hold portfolio of about 6 to 8 doors, by Single-family Houses, Duplexes, Triplexes, or Quadruplex within a 10-year period.

First, the tenant needs proof that he has a qualified disability.

Usually for someone that has a caregiver living in the unit with the disabled person we would require that the company employees were screened for criminal by that company,we listed as tenant #2 on the lease as  "Authorized caregiver of XXX Company Name" as tenant #2, as a caregiver, because they usually wouldn't stay the entire day with the person, this permitted a rotation for the caregivers and worked out fine for us, as the caregiver wasn't financially responsible for the rent. 

Just start with "Atlanta" as an alert (tip: you may want to disable emails.)

Even tenants on disability and social security pay some portion of their rent.

Determine the person has a disability  2. 

(House hack)There is a 3.3% funding fee for subsequent use, unless you have a 10% or more disability rating from the VA.