We currently have no loans outstanding on any of the props.What I think we should do next is consolidate these props and use the money we could get from selling them all as a down payment for a much larger, perhaps multi unit apartment complex.

Before they make it to the notice they have already stopped reading letters from people offering to consolidate their debts.

Sort of like a debt consolidated expect for bills!

You mention a 4 loan limit, but there are portfolio loans that can consolidate, commercial loans that you can use to get larger properties, use means outside of bank loans all together (seller finance, other creative, private, joint, etc), eliminate loans (blanket, HELOC to payoff smaller loans, etc).

All things being equal from a valuation/ROI perspective, I would always go for the bigger building.Apples to apples, it has less capex & management cost due to consolidation.

Over the last ten years we have consolidated our portfolio more and more geographically, meaning anything that was more than 20 minutes away and not in at least a B- neighborhood got exchanged into something better an closer to where we live nort of Milwaukee.

I plan on using the PM provided software to track the rents and expenses while using excel myself to consolidate. 

For anyone who was investing back in 2008 era, many people lost jobs and consolidated housing.  

We only have to wait to close until rehab is complete or 30 days has passed on title.Our strengths are for buy and hold, 30 year term, aggressive rates, speed of closing(20 business days), only 30 days seasoning on title, no sourcing or seasoning on funds for closing, 75% LTV on purchase or refi, close under personal or business for title, and blanket loans for 3-9 properties per loan (helps clean up borrowers bureau as we do not report to credit/ raises LTV, consolidates payments).

Being an IT guy, it may make more sense to look into Quickbooks Online, where you can consolidate bank and cc statements, PM statements, & Mortgage statements.