We have a plethora of cannabis here in Colorado.

@Bill G.This is my post that stemmed from the CPA comment. 

.-$421 per month is negative cash flowproperty has about 85K in equity and is gaining about $700 a month in equity with the payment as well. yes refi to a 30 yr conventional is an optionThis is my only alligator in the portfolio the rest of the hold properties are structured correctly, positive cash flow.I am hearing keep the money loaned out at 16%...Please let me know if this above info stems any other input...It is just hard to see a property not producing a positive cash flow and waiting for the gain to occur once the property is paid off with OPM...and partially mine down the road in 7 years. thanks you

That is where the potential for poor performance stems from.  

It all stems from doing proper due diligence before buying...My definition of buy right:LOCATION : location location, Desirability, school, lot shape and size, lot location...

It has not been negotiated into its proper perspective as of yet but my questions stemmed from wanting to know which kind of deal would potentially work to investors?

If there is a trend from OO to NOO, there's probably little you can do to stem that tide.

I guess my questioning stems from my age, how long are we typically in a buyers market or sellers market?

The lull in processing those stem from the nationwide investigation into the "robo-signing" situation.

More than likely, it stems from the general risk aversion that’s overtaken the entire lending market.