I haven't touched it since, my HELOC balance is ZERO.

Your project is quite interesting, and balancing risk with reward is key.

Dealing with customers can be difficult at times and it takes a lot of balance, but I believe honesty from both sides is the best policy. 

I'd love to hear your thoughts on balancing affordability and growth in those areas.

So regarding ‘the old’ when to buy strategy I beleive that should come from a balanced place of financial stability, wisdom, knowledge, experience, and gut instincts.

They promise my growing Roth IRA account balance becomes a floor and protects my account balance from being negatively impacted by market changes.  

You are right, there's a balance of economies of scales vs. efficiencies over coordination with tenants of each unit.

Memphis seems to be a balanced market right now, and I would have to turn around and sell my condo anyway. 

It’s a scenario many real estate investors find themself navigating when balancing capital gains from property sales and K1 losses.Based on what you’ve described, it’s essential to understand the relationship between passive and active income.

How do you balance the time it takes to vet borrowers—like site visits and calls—with the urgency of closing deals?