Too many auto warranty calls and other annoying spam.

People can get frustrated or annoyed if you are constantly calling them. 

Charging for things like this will likely cause the tenants to be annoyed and might cause then to leave down the line

Annoying, belligerent, rude, sexually harassing, mean, etc.

But to get there, I know I need to have a high school diploma which is something i’m honestly worried about, I moved a few times during freshman and sophomore year and didn’t go to school much and by the time I got back into going into school covid happened and we all got sent home where i didn’t do any school work cause it was such a drag and doing it at home was really hard for me when it was stuff i wasn't interested in and now i’mbehind credits and already worried about this year because I am just coming out of a quarantine from having covid which had absolutely zero affects on me and a lot of my peers so that honestly really is annoying how the staff and this state is treating school like a prison which comes back to another reason why I’m worried about this year because i don’t wanna be there at all like it’s just a sad depressing environment we don’t even get tables at lunch and are schools so crowded this year no ones social distance so idk how it makes sense.

The only exception to this is if people have cash to pay months ahead up front (which has some implications you need to be aware of and can be annoying should a hearing happen) or if their rent is paid by the government and they aren't responsible for any of it.

Rather illiterately, which annoys me more than your attempted character assassination.

If my business was new at the time and wouldn't be carrying larger balances, it is simply annoying to pay a bank for not having 1500/2500 minimum average balance.

I suspect that your new renters may discovered that you are available on a round the clock basis to take care of any small issue as soon as it comes up or occurs which has potentially become an annoyance due to frequency .

However, once you do that, and your credit score improves, you can then refi back to Conventional/jumbo loans.So it's an annoying 2-step process, which incurs more cost, but just bite the bullet and do it.