The property listed for 200k, so we talked them down to 190k and they are covering 2k of down payment.

I did send an email to Support but have not received a response and cannot find a number to talk to anyone. 

At the end of the day, money talks so don't be dissuaded by age or lack of experience.

Are you going to continue your investing locally? 

Another investor recommend that I talk to an attorney who would set one up Wyoming Trust and LLCs for much less.

There's talk of rolling back some of Dodd Frank with the new administration, so we'll see.

What will happen is you'll continue to waste time being drawn into the tenant's circle of drama.Just stop engaging.

I continue making the underlying mortgage payment myself (autopay) and get reimbursed from the borrowers payment.

What I would do is talk to the neighbor and mention that the fence looks like crap and I am willing to replace it on my dime .

If you haven’t already, I’d scope out the municipalities around town.. from what I read in The Economist, the Phoenix metropo area continues to rank high for job growth, which usually bodes well for new builds.