How would you suggest that I paid an extra $58K toward my mortgage over the last three years, btw, if it's not the strategy working?

We will have lots of renovations and additions to do over the years, so I'm worried that it will be hard to save up for more rental properties.Any suggestions?

Hey @Patrick Drury thats a great insight, thank you and will look into the areas you have suggested.

If you rent in a high-crime area, I wouldn't suggest it.

lat=43.1688001618486&lon=-77.6159378282709 I’d also suggest considering whether you live or work nearby, so you can stay informed about any developments. 

Any suggestions?

As a real estate broker I would make the same suggestion but as a buyer I feel so lost..

Make sure you account for all of your interest load if youre using a Heloc for permanent financing as you suggest.

For example, population growth in certain neighborhoods and increased investor activity have created opportunities for both long-term rentals and value-add deals.If you’re torn between wholesaling and holding long-term rentals, I’d suggest thinking about your long-term goals.

If credit scores are fine, and you are just new to the work sector, then I would suggest doing a conventional loan with a strong income "non-occupying coborrower".